There's a real person behind this.
Not a faceless app. Not a VC-backed startup. One founder who found money he didn't know he had and built a tool so others don't miss theirs.
Artur Teplov
Founder, Owed
“I didn't file my taxes for two years. When I finally did, I got back $2,800 I had no idea existed. That was just from unfiled returns — I hadn't even checked unclaimed property or missed credits. I started wondering how many other people were in the same situation. Turns out: millions. So I built Owed.”
I'm not a lawyer or a CPA. For claims that require licensed tax professionals, we work with certified CPAs. I respond personally to every email.
Process
What happens after you submit
You answer 12 questions (2 minutes)
We collect only what we need to search the right databases for your situation. No account required upfront.
A human reviews your results within 24–48 hours
We combine automated database matching with manual review. Slower than instant — but you get a real person checking your results, not just an algorithm.
You get a personalized results email
Exactly what we found, what it's worth, and what filing involves. No pressure to proceed — you decide.
Transparency
Why you can trust this
Real founder, real name
Artur Teplov built this. His LinkedIn is on this page. Google him. Scammers are anonymous.
Public data only
We search government databases that are free and publicly accessible — MissingMoney.com, IRS.gov, state treasury sites. We don't access anything private without your authorization.
You can do this yourself for free
We'll be the first to tell you: these databases are free. We save you the 5–6 hours it takes to check all 50 states manually. If you'd rather DIY, start at missingmoney.com.
Zero fee if we find nothing
We make $0 unless we find and recover money for you. Our incentive is completely aligned with yours.
Want to talk before you start?
Completely understandable. Email Artur directly or book a free 10-minute call — no pitch, just answers.